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MANAGEMENT

Peter F. Bechen President and Chief Executive Officer As President and Chief Executive Officer, Peter is responsible for overseeing the operations of PacTrust and its related entities. He began his career in 1972 with Bancorp Management Advisors, Inc. (advisor to U.S. Bancorp Realty and Mortgage Trust) and, in 1975, was appointed President. In 1979, Pacific Realty Trust was formed with Peter as its President and, in 1983, he was named Chief Executive Officer. Today, Pacific Realty Trust is known as Pacific Realty Associates, L.P. ("PacTrust"). Peter is a long-time resident of Portland and received his BA and MBA from Stanford University in 1969 and 1972.

David W. Ramus Chief Operating Officer As Vice President and Chief Operating Officer, Dave is responsible for overseeing the daily operations of PacTrust and its related entities. He began his career in 1977 with the accounting firm of Deloitte Haskins & Sells as a Tax Manager. In 1985, Dave joined PacTrust as Vice President and Chief Financial Officer. Dave is a long-time resident of Portland and received his BA in Political Science from Oregon State University in 1977.

John C. Hart Chief Financial Officer As Chief Financial Officer, John is responsible for overseeing the accounting and information technology functions of PacTrust and its related entities including banking and financing relationships. He began his career in 1983 with the accounting firm of Arthur Andersen & Co. in the audit department. Prior to joining PacTrust in 1997, John worked as Controller for both a national restaurant chain and a local real estate development company. John received his BS in accounting from Azusa Pacific University in 1983.